Fee-based financial planning built on fiduciary duty, transparent pricing, and a genuine commitment to your goals — not commissions.
Every single client will always receive the best possible help I can provide. I treat my clients as I expect to be treated myself, and always put client interests ahead of my income.
Controlling costs is of utmost importance. I charge less than most financial planners in the industry — because costs are often the biggest differentiator between investments with similar fundamentals over time.
As a CFP® practitioner and Registered Investment Advisor, I am legally and ethically bound to act in your best interest — always. There are no hidden incentives, no proprietary products to push.
Born and raised in Fort Collins, Colorado, Kyle graduated from the University of Northern Colorado with a business finance degree in 2005 and entered the financial planning profession immediately.
After years with regional and independent broker-dealers, Kyle established Kyle S. Scott Financial Planning, Inc. in 2017 — removing the middleman to serve clients more directly and cost-effectively.
He earned his CFP® designation in June 2010 and continues to practice as a Certified Financial Planner™ Practitioner today, balancing family life with an unwavering commitment to every client.
From retirement to estate planning — every area of your financial life, coordinated under one trusted advisor.
Build a tailored strategy to reach your retirement goals and sustain your lifestyle through your retirement years.
Portfolio management using low-cost mutual funds and ETFs, structured for long-term, risk-appropriate growth.
Life, health, auto, home, liability, and business insurance — independently shopped through a General Agent for the best products.
College savings strategies and mathematical projections to fund education on your timeline and budget.
Protect your family and preserve your legacy with a thoughtful estate strategy integrated into your overall financial plan.
Tax-aware strategies woven into your financial plan to minimize burden and maximize efficiency year after year.
Home purchase analysis, mortgage planning, and loan review as a coordinated part of your broader financial picture.
Personal and business finances coordinated together with clear budgets, savings projections, and banking strategies.
We meet to determine if full-service planning or a targeted service is the right fit for your needs.
You share your financial picture, goals, and timeline. I review everything in detail before our next meeting.
I present a comprehensive financial plan tailored specifically to your situation and objectives.
Minimum quarterly contact and an annual face-to-face review — your plan evolves as your life does.
My fees are based on household assets under management. I combine family assets under one roof to save you money. The schedule scales downward as assets grow — rewarding long-term relationships.
I do not charge commissions on investment products. Ever.
| Assets Under Management | Annual Fee |
|---|---|
| $0 – $49,999 | 1.20% |
| $50,000 – $149,999 | 1.10% |
| $150,000 – $349,999 | 1.05% |
| $350,000 – $499,999 | 1.00% |
| $500,000 – $649,999 | 0.95% |
| $650,000 – $799,999 | 0.90% |
| $800,000 – $999,999 | 0.80% |
| $1,000,000 – $1,999,999 | 0.70% |
| $2,000,000 – $3,499,999 | 0.60% |
| $3,500,000+ | 0.50% |
Whether you're just starting out or approaching retirement, the best time to plan is now. Reach out to schedule a no-pressure first conversation.